Helping People Find Relief From Credit Card Debt
Credit card debt can quickly spiral from manageable to out of control. High interest rates make it hard to get a handle on debt, and when you can’t afford to pay the bills, it might feel like you can never catch up.
At The Law Office of Donald L. Bell, we understand the stress associated with credit card debt. Our lawyer, Donald Bell, helps people find the right bankruptcy solution for their situation. His goal is to get you out of credit card debt and other types of debt so you can get back to living your life without a looming financial cloud over your head.
If You’ve Turned To Credit Cards During Tough Times, You’re Not Alone
Many people rely on credit cards during times of financial struggle. For example:
- Seniors often end up relying on credit cards when their fixed income can’t keep up with their standard of living. Retirees may end up needing to file bankruptcy to get out of this predicament.
- Graduates fresh out of college often use credit cards when they can’t find immediate work. They may already be strapped with overwhelming student debt.
- Divorcees whose income and assets have been sapped by divorce often end up shouldering credit card debt.
Other financial hardships – such as devastating medical diagnoses, job loss and a death in the family – can lead to credit card debt.
How Credit Card Debt Is Designed To Escalate
Credit cards offer many financial advantages, but they also pose a risk of ever-increasing debt. With compounding daily interest for late payments, they are designed to escalate quickly, leaving people with staggering debts that they could never possibly pay back.
How Bankruptcy Can Help
Bankruptcy offers a way to get a handle on the debt. Through Chapter 13 bankruptcy, for example, you can get rid of the credit card debt entirely after an affordable three- or five-year repayment plan. If you’re a homeowner, bankruptcy can also enable you to keep your home.
Attorney Bell can review your financial picture and provide detailed guidance on how bankruptcy can help, and which type of bankruptcy you qualify for.
Don’t Fall For Debt Consolidation Scams
Unfortunately, far too many people fall for these scams and end up in a worse position than where they started. The cost of a lawyer is far less than the damage you can do by doing nothing or by falling for some unscrupulous scheme.
Work With A Lawyer Who Has Your Best Interests At Heart
When you work with The Law Office of Donald L. Bell, you will have peace of mind knowing you are working with a trusted lawyer who is committed to your financial security. Take the first step toward a brighter financial future. Call 240-624-0748 or send an email to get started with a free consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.