PLEASE NOTE: We remain open and we are available for video conference, regular teleconference or in some limited situations will accept in person consultations.
PLEASE NOTE: We remain open and we are available for video conference, regular teleconference or in some limited situations will accept in person consultations.
Getting behind on your bills can be incredibly stressful. Concerns about keeping your home, your car and your way of life can keep you up at night. Creditors who constantly attempt to collect on bills you have no way to pay do not help lower your stress. One of the...
Maryland residents may ask the court to exempt their vehicles when filing for bankruptcy. Your car’s value and the amount left on an auto loan may determine whether you could keep it. The type of bankruptcy you file may also affect your ability to protect your...
If you struggle to stay on top of your bills every month and feel like you will never get out of debt, bankruptcy may be a helpful option. There are two types of consumer bankruptcy, which include Chapter 7 and Chapter 13, and filing may help you move forward...
Collection calls may at first cause a nuisance, but they may soon become a bigger issue. When debtors want to collect, they may take legal action against you. If this is where you find yourself, you may want to consider filing bankruptcy. Unlike years ago, the legal...
When you file for bankruptcy, you trigger an “automatic stay,” your protection against creditors and others who wish to collect money from you. However, the automatic stay is not all-powerful. Here is a look at what it can and cannot do for you Stops wage garnishment...
Soon after you file for Chapter 7 or Chapter 13 bankruptcy, you will attend the 341 meeting. You may feel a bit anxious, wondering what this is all about. Be assured that this meeting is a good first step on your journey to a better financial future. Naming the...
If you are like many Marylanders who have decent credit scores, you undoubtedly receive stacks of credit card applications in the mail every single month. Many of these may offer you attractive interest rates, such as 0% APR for a year or 0% APR on balance transfers....
When you feel the pinch of unmanageable debt, worry takes over. You might conclude your only choice is to go bankrupt. In reality, there are options besides filing for Chapter 7 or Chapter 13. Here are a few you can try instead of declaring bankruptcy. Negotiating...
Most emergency rooms have physicians that know how to triage patients. For that reason, it often makes sense to visit one for any life-threatening condition. You even may choose to go to the ER for ailments that are less serious. According to the Centers for Disease...
If your dollar does not seem to go as far as it did just a few months ago, your mind is not playing tricks on you. In fact, according to reporting from CBS News, the prices of goods and services have climbed faster in the past year than during any period in the...
