Congress to vote on student loan bankruptcy relief

Maryland residents who are struggling to make ends meet due to overwhelming student loan debt currently have few options, but their situations could soon change if a bill introduced recently in both the House of Representatives and U.S. Senate garners enough support to pass. The bicameral bill, which has been named the Student Borrower Bankruptcy Relief Act of 2019, would change the Bankruptcy Code by eliminating the provision that makes student loans non-dischargeable.

Bankruptcy may be easier to handle in time

If a Maryland resident filed for bankruptcy nine years ago, that bankruptcy will generally have little impact on his or her credit score or history. However, if that bankruptcy was filed just a year ago, it could have a significant impact on that person's credit score and history. It is important to note that individuals who file for bankruptcy may not experience negative consequences after doing so.

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