Ch. 13 Bankruptcy

If you are a parent, you may have thought your financial obligation to your children would end when they became adults. Still, according to Prudential, roughly half of American adults say they are struggling financially. If your children are in this group, they may...

Bankruptcy is often a tool that may help you get out of a tricky situation. Your situation is unique, which means you need to understand which bankruptcy option fits your needs the most. Chapter 13, as the United States Courts describes, is an option that offers you...

Getting behind on your bills can be incredibly stressful. Concerns about keeping your home, your car and your way of life can keep you up at night. Creditors who constantly attempt to collect on bills you have no way to pay do not help lower your stress. One of the...

Collection calls may at first cause a nuisance, but they may soon become a bigger issue. When debtors want to collect, they may take legal action against you. If this is where you find yourself, you may want to consider filing bankruptcy. Unlike years ago, the legal...

When you file for bankruptcy, you trigger an “automatic stay,” your protection against creditors and others who wish to collect money from you. However, the automatic stay is not all-powerful. Here is a look at what it can and cannot do for you Stops wage garnishment...

Soon after you file for Chapter 7 or Chapter 13 bankruptcy, you will attend the 341 meeting. You may feel a bit anxious, wondering what this is all about. Be assured that this meeting is a good first step on your journey to a better financial future. Naming the...

If you are like many Marylanders who have decent credit scores, you undoubtedly receive stacks of credit card applications in the mail every single month. Many of these may offer you attractive interest rates, such as 0% APR for a year or 0% APR on balance transfers....

When you feel the pinch of unmanageable debt, worry takes over. You might conclude your only choice is to go bankrupt. In reality, there are options besides filing for Chapter 7 or Chapter 13. Here are a few you can try instead of declaring bankruptcy. Negotiating...

Unpaid medical debts may result in overwhelming financial hardships. Many Americans file for bankruptcy to find relief from unmanageable medical bills or to avoid losing their homes. As noted by Credit Karma, some bankruptcy petitioners may wish to continue paying...

Going through divorce and bankruptcy separately is stressful even in the most amicable situations. Dealing with both at once exacerbates the strain on you personally and financially. Here is some information to help you decide which proceeding should take precedence....