On behalf of The Law Office of Donald L. Bell | Jul 8, 2019 | Ch. 13 Bankruptcy, Firm News
In Maryland and across the United States, people in debt do not enjoy dealing with debt collectors. However, debt-related problems continue to grow. The Consumer Financial Protection Bureau released statistics showing that approximately 70 million Americans feel...
On behalf of The Law Office of Donald L. Bell | Jun 24, 2019 | Ch. 13 Bankruptcy, Firm News
In Maryland and across the United States, a lengthy marriage culminating in divorce may cripple a spouse’s financial circumstances. Many women with children were previously living comfortable lives only to find themselves financially struggling as single...
On behalf of The Law Office of Donald L. Bell | Jun 13, 2019 | Firm News
When you wake up in the morning, do your thoughts immediately go toward how little money you have in your bank account and how many bills have piled up on your table? If so, you are not alone. Numerous people in Maryland and across the country struggle with financial...
On behalf of The Law Office of Donald L. Bell | Jun 12, 2019 | Ch. 13 Bankruptcy, Firm News
Generally speaking, younger adults in Maryland and throughout the country were less likely to use credit cards or take on debt. However, new data indicates that 8% of credit card balances among individuals aged 18-29 are 90 days or more past due. Younger individuals...
On behalf of The Law Office of Donald L. Bell | May 28, 2019 | Ch. 13 Bankruptcy, Firm News
Even the most financially responsible person in Maryland can have difficulty keeping up with obligations when faced with mounting medical debt. According to Consumer Reports, 3 out of every 10 Americans has unpaid medical debt of $500 or more. This type of debt can...
On behalf of The Law Office of Donald L. Bell | May 16, 2019 | Ch. 13 Bankruptcy, Firm News
Maryland residents who are struggling to make ends meet due to overwhelming student loan debt currently have few options, but their situations could soon change if a bill introduced recently in both the House of Representatives and U.S. Senate garners enough support...
On behalf of The Law Office of Donald L. Bell | May 1, 2019 | Ch. 13 Bankruptcy, Firm News
If a Maryland resident filed for bankruptcy nine years ago, that bankruptcy will generally have little impact on his or her credit score or history. However, if that bankruptcy was filed just a year ago, it could have a significant impact on that person’s credit...
On behalf of The Law Office of Donald L. Bell | Apr 19, 2019 | Firm News
When it comes to serious financial problems, it’s a good idea to try to stay calm and explore all available options to get things back on track. The good news is that most financial crises are temporary. However, it’s also true that a solution that works...
On behalf of The Law Office of Donald L. Bell | Apr 17, 2019 | Ch. 13 Bankruptcy, Firm News
The actions that debt collectors in Maryland can and cannot take are governed by the Fair Debt Collection Practices Act, or FDCPA. While debt collectors are allowed to contact individuals about a valid debt, those who are contacted have a right to verify what the debt...
On behalf of The Law Office of Donald L. Bell | Apr 2, 2019 | Ch. 13 Bankruptcy, Firm News
A recent study conducted by the Health Care Cost Institute reveals that one in five hospital patients in Maryland who received treatment at an in-network medical facility were sent an unexpected bill for out-of-network treatment or services. After analyzing almost...
