You want to dig yourself out from under a mountain of tax debt, but maybe you do not know all your options. What if you could settle your debt for less than the full amount owed? The IRS explains how an offer in compromise works. Paying your full tax debt does not...
PLEASE NOTE: We remain open and we are available for video conference, regular teleconference or in some limited situations will accept in person consultations.
The Law Office of
Donald L. Bell
Free Consultation
240-624-0748
240-624-0748
How does bankruptcy affect tax debt?
Under many circumstances, it is not possible to discharge tax debt during bankruptcy. For example, most chapter 7 filings require payment of tax debt first, making them a priority among other types of debt. Despite these standards, it is sometimes possible to...
How does debt collector harassment differ from misrepresentation?
The Fair Debt Collection Practices Act (FDCPA) serves as a way to protect people like you from falling victim to unfair collection practices on the part of debt collectors. Unfortunately, they sometimes utilize underhanded, coercive or even threatening tactics in...
Is this debt collector misrepresentation?
When dealing with debt collectors, misrepresentation is likely not the first concern that springs to mind. Most people fear harassment instead, as this often involves actual physical threats or the use of crude and vulgar language. However, the Fair Debt Collection...
How do you change your credit card spending behaviors?
Dealing with debt is a difficulty no one wants to face, and it can take a long time for you to dig yourself back out of it. Needless to say, once you gain your footing again, the last thing you want is to end up in a position where you fall back into debt. So how can...
What do you know about recovering financially from bankruptcy?
It took some time for you to become comfortable filing for bankruptcy, but you took the step. Have you made plans to make the most of your decision? U.S. News & World Report offers suggestions for rebuilding your financial household after filing for bankruptcy....
Who collects tax debt?
If you fall behind on paying your taxes, you will end up with tax debt that the government will keep trying to collect. You cannot get rid of this debt through bankruptcy, so you have to take it seriously. The IRS is not in the business of trying to collect the debt...
Talking to your family about bankruptcy
When you decide to file for bankruptcy protection in Maryland, you may encounter experiences where your family and friends ask about your situation. Bankruptcy is nothing to feel embarrassed about and can actually provide new opportunities for a brighter future....
Are you being targeted by debt collector harassment?
As a resident of Maryland, you may be looking into debt relief options. Your decision-making process could get impeded or sped up due to the harassment you may be facing at the hands of debt collection agencies. Though it is illegal for debt collectors to harass you,...
Repairing credit after bankruptcy
For many individuals who find themselves in overwhelming debt due to unexpected medical bills or unpaid tax debts, bankruptcy offers a fresh start and a way to begin recovering financial stability. While filing for bankruptcy may lower an individual's credit score...
